Whether your credit is good or bad, or you have experienced bankruptcy, we are here to help you with a loan
We have helped over 50,000 Canadians!
How It Works
Get Approved Instantly
Fill in the online application form & receive an immediate online approval with your loan amount & monthly payments.
Submit Required Documents
2 photo IDs – Proof of income & residence – Photos of your vehicle – Proof of vehicle insurance & ownership – Void check – 5 References.
Funds in Less than 24 Hours
As soon as you submit your documents, your loan amount will be wired into your bank account within less than 24 hours.
No Credit Loans in Canada
Are you out of work? Have you been laid off? Are you feeling overwhelmed by the mounting bills? BHM Financial believes in life after bad credit. That’s why we’re passionate about providing No credit loans in Canada. If you have Bad credit and need a loan, we’ll give you up to $50,000 based on your asset -regardless of what’s on your credit report! BHM Financial is here to help YOU.
Are you struggling to get approved for a loan due to bad credit or past bankruptcy? BHM Financial Group can help. We offer no credit and bad credit loans, as well as bankruptcy loans, with 100% secure information and as direct lenders.
At BHM Financial Group, we treat all of our clients with the respect they deserve. Even if your credit score is low, we can still offer you a bad credit loan. When your bank has closed the door and left with no options to help pull yourself out of insurmountable debt, BHM Financial Group can step in to help.
We never consider your credit score when we assess your loan application. Instead, we evaluate your current earnings to see what you can comfortably afford to pay back. Your past mistakes shouldn’t stop from building your financial portfolio and paving your way to financial freedom in the future.
But here’s the good news: there are options available for those with extremely bad credit. These “bad credit loans” are designed specifically for individuals with poor credit scores and offer a lifeline when traditional lenders refuse to help. In this blog post, we’ll explore what bad credit loans are, how they work, and what you should consider before applying.
BHM Financial Group offers flexible repayment plans because our goal is to help you make your payments on time. Paying your monthly statement on time will help improve your credit rating, which you’ll need for other things like rental applications and even job applications. A flexible repayment plan makes it easier for you to achieve your goals. Plus, BHM aims to help you by working out a repayment plan that actually makes sense with your current lifestyle. We understand you still need to live while paying off your debt.
BHM Financial experts can also help offer you financial advice. Not only can they better explain each of our loan products to you to help you choose the right one for your needs, but they can also help you budget yourself better and avoid getting into debt again.
As a direct lender, we don’t work with any third parties. This means we can evaluate and assess your loan application quickly. We can get your much-needed funds into your hands within a single business day.
So, if you’re in need of financial assistance but feel like your bad credit history is holding you back, We are here to help you. Contact us now how you can still get the money you need, even with extremely bad credit.
Serving All Canadian Provinces
How it works
Get Approved Instantly
Fill out the online application & receive an immediate approval which will include your loan amount and monthly payments.
Submit Required Documents
2 photo IDs – Proof of income & residence – Photos of your vehicle – Proof of vehicle insurance & ownership – Void check.Funds in Less than 24 Hours
As soon as you submit your documents and sign your contract, your loan amount will be wired into your bank account within less than 24 hours.Loan requirements
Our reviews
I had an excellent experience obtaining a loan from BHM Financial. The COVID-19 pandemic screwed up my finances. I put up my...
Sarah ONI put up my RV for collateral to get a loan with BHM. My credit was shitty due to my divorce. My bank refused to help me. BHM was good...
Troy Neuberger Weyburn SKFrequently asked questions
No, we are independent, licenced private and direct lenders.
Yes, we require your bank account to process your monthly payments.
Yes, you are eligible for an asset based loan, like a car loan or mortgage.
You will get your funds wired directly into your bank account. It may take as little as 2 minutes, with a maximum of 48 hours.
If you miss a payment, contact our accounting department and they will help you arrange payment.
Yes, even with extremely bad credit, you can qualify for a loan if you own a vehicle that is less than eight years old. Our loans are secured by the value of the borrower’s vehicle, so credit rating is virtually irrelevant.
Yes, you can qualify even with a bankruptcy on your record. Our loans are approved based on the value of your vehicle, not on your credit rating. If you have a car that is less than 8 years old you can be approved no matter what your credit rating is.
No, we provide loans based on assets not on credit.
Yes, at BHM Financial Group, we keep your information safe and confidential. We have new technology systems in place to protect the security and privacy of your personal information.
Yes, you can track your profile online. Just ask your loan officers for easy and secure access.
No, We do no charge for loan application.
Yes, early payout will help you save on the interest. Just contact our office and we will assist you!
In order to qualify, your car must be completely paid for Be insured, including collision and comprehensive coverage Have a clear title (not leased and no outstanding loans on it) Be less than eight years old
Our loans are flexible and made to suit almost any budget. You can choose to pay your loan in monthly installments for a period of 1 to 4 years.
No, your car remains in your name and in your possession for the duration of the loan.