Are You in Need of a Quick and Easy Loan?
We Offer Short and Long-Term Loans

LOANS FOR PEOPLE WITH
NO CREDIT

No matter what your credit score is, we are here to help you!

Whether your credit is good or bad, or you have experienced bankruptcy, we are here to help you with a loan

Personal Loan

We have helped over 50,000 Canadians!

We approve 90% of our loan applications
INSTANT ONLINE APPROVAL
KEEP YOUR ASSETS
Quick & easy Process
Flexible Payment Terms
Get Your Money In Less Than 24 Hours
100 % Secure information
We are not brokers we are direct lenders

How It Works

Get Approved Instantly

Fill in the online application form & receive an immediate online approval with your loan amount & monthly payments.

Submit Required Documents​

2 photo IDs – Proof of income & residence – Photos of your vehicle – Proof of vehicle insurance & ownership – Void check – 5 References.

Funds in Less than 24 Hours​

As soon as you submit your documents, your loan amount will be wired into your bank account within less than 24 hours.

No Credit Loans in Canada

24 hour service

Are you out of work? Have you been laid off? Are you feeling overwhelmed by the mounting bills? BHM Financial believes in life after bad credit. That’s why we’re passionate about providing No credit loans in Canada. If you have Bad credit and need a loan, we’ll give you up to $50,000 based on your asset -regardless of what’s on your credit report! BHM Financial is here to help YOU.

No Credit? Poor Credit? Bankruptcy? Nothing will stop you from getting a loan.

Are you struggling to get approved for a loan due to bad credit or past bankruptcy? BHM Financial Group can help. We offer no credit and bad credit loans, as well as bankruptcy loans, with 100% secure information and as direct lenders.

At BHM Financial Group, we treat all of our clients with the respect they deserve. Even if your credit score is low, we can still offer you a bad credit loan. When your bank has closed the door and left with no options to help pull yourself out of insurmountable debt, BHM Financial Group can step in to help.

We never consider your credit score when we assess your loan application. Instead, we evaluate your current earnings to see what you can comfortably afford to pay back. Your past mistakes shouldn’t stop from building your financial portfolio and paving your way to financial freedom in the future.

But here’s the good news: there are options available for those with extremely bad credit. These “bad credit loans” are designed specifically for individuals with poor credit scores and offer a lifeline when traditional lenders refuse to help. In this blog post, we’ll explore what bad credit loans are, how they work, and what you should consider before applying.

BHM Financial Group offers flexible repayment plans because our goal is to help you make your payments on time. Paying your monthly statement on time will help improve your credit rating, which you’ll need for other things like rental applications and even job applications. A flexible repayment plan makes it easier for you to achieve your goals. Plus, BHM aims to help you by working out a repayment plan that actually makes sense with your current lifestyle. We understand you still need to live while paying off your debt.

BHM Financial experts can also help offer you financial advice. Not only can they better explain each of our loan products to you to help you choose the right one for your needs, but they can also help you budget yourself better and avoid getting into debt again.

As a direct lender, we don’t work with any third parties. This means we can evaluate and assess your loan application quickly. We can get your much-needed funds into your hands within a single business day.

So, if you’re in need of financial assistance but feel like your bad credit history is holding you back, We are here to help you. Contact us now how you can still get the money you need, even with extremely bad credit.

Serving All Canadian Provinces

How it works

Loan Approved Instantly
1

Get Approved Instantly

Fill out the online application & receive an immediate approval which will include your loan amount and monthly payments.

submit_doc
2

Submit Required Documents​

2 photo IDs – Proof of income & residence – Photos of your vehicle – Proof of vehicle insurance & ownership – Void check.
Mortgage-broker-6
3

Funds in Less than 24 Hours​

As soon as you submit your documents and sign your contract, your loan amount will be wired into your bank account within less than 24 hours.

Loan requirements

Home loan
Own a Vehicle, Home or Mobile Home
Personal-Loan
No outstanding loans on your asset
Car title loan
Your asset (esp. vehicle) is insured
Personal-Loan for bad credit
A steady source of income

Our reviews

Esther thanks for the smooth ride in getting my loan. Although this is an extreme stressful period in my life…

Lilliane W. Halifax NS

Molly I must admit that all of you at BHM Financial are amazing!!! The loan went smooth fast and I…

Keith W. Edmonton AB

I paid out my loan today and I wanted to say thank you for giving me a loan when I was really desperate...

Emmanuelle C. Victoria BC

Amy thank you so much for making this loan happen, I really needed just this easy and fast loan to carry..

Jessica S. Windsor ON

Renee you asked me to write a review so here I am, Renee you were just so helpful and patient...

Anthony D. Kitchener ON

I had an excellent experience obtaining a loan from BHM Financial. The COVID-19 pandemic screwed up my finances. I put up my...

Sarah ON

My credit utilization was too high and I need a loan to consolidate smaller loans. My Bank declined me because my revolving balances...

Chelsea B Toronto ON

I was off work due to chemo for a couple of weeks. When I approached BHM they were helpful and professional...

Marlene Olson Windsor ON

My loan with BHM is not fully paid until August 2019 and I got laid off recently. I called their office to discuss payment arrangements...

Daniel Reynolds Ontario Windsor

I am at my second loan with BMH financial and I always get a warm feeling that they are willing to help you even if you struggle to pay...

Marie Camille Paulin New-Brunswick

I just refinanced on my SUV. I’ve had a loan with BHM on my SUV for two years and I paid it off last month. But I needed money...

John Dallwe New Brunswick

I was desperately in need of a loan because I had to fix terrible leaks on my roof. My bank refused me because my mobile home was too old...

Kenneth D. Vaughan ON

I went to BHM when everyone else was refusing me for a consolidation loan. The process was easy and the answer was favorable...

Garry Yerhoff Alberta Calgary

I put up my RV for collateral to get a loan with BHM. My credit was shitty due to my divorce. My bank refused to help me. BHM was good...

Troy Neuberger Weyburn SK

Thank you for helping me secure the funds to pay for my renovations. The process was easy but I ended up waiting for my funds...

Kendra Dworkin Alberta Calgary

I paid off my loan today. It was smooth sailing! Thank you! But I am happy that its paid out!...

Tom Holtz Riverview RB

I had no issues with my loan application. Really like their online application form, makes everything so much easier. I took a loan...

Laurie McCumber Hamilton ON

I was looking for help when it comes to finance, BHM was very helpful and gave amazing advice. I would definitely reccommend...

Brittney Pull Portage la Prairie MB

Very happy with the customer service I have recieved while applying for the loan and the times I’ve called to ask for info...

Michelle Moore Nova scotia Deep brook

Second time getting a loan with them and the interest is a little high but it was fairly easy. Not a big fan of the fees they charge though...

Pat Walsh Calgary AB

my loan was declined because your company offer loan only if you have assets It is not helpful for anybody as someone who want to...

Melvin Thibodeau Ontario Ottawa

I appreciate the low interest rates for our mortgage, it’s our first home and greatful they were able to help us out!...

Jessie therrien Alberta Calgary

BHM Financial helped me when I really needed it and for that I will be forever grateful. Would recommend your services to all my family...

Deborah Young Corner Brook

Kind and friendly staff, I have the worst credit and they helped, thank you very much...

Lana Lachance Saskatchewan Debden

I have a bad credit, so it is not easy for me to get a loan. I have a credit rating no one would be happy with. But, I won’t complain...

Richard Toronto Ontario

I need some funds to repair and improve my mobile home. I was surprised at how quick and easy the mobile loan application...

Maria British Columbia

Good morning, I’m doing a review of my experience with your company. First, I am happy that I was able to get a loan when I desperately...

Carey Smith Sask Warman

Online application is quick and easy but the application process took a bit longer due to additional documentations but my loan...

David Montreal Quebec

Good morning, I’m doing a review of my experience with your company. First, I am happy that I was able to get a loan when I desperately...

Carey Smith Sask Warman

Frequently asked questions

No, we are independent, licenced private and direct lenders.

Yes, we require your bank account to process your monthly payments.

Yes, you are eligible for an asset based loan, like a car loan or mortgage.

You will get your funds wired directly into your bank account. It may take as little as 2 minutes, with a maximum of 48 hours.

 

If you miss a payment, contact our accounting department and they will help you arrange payment.

Your money is your money. You may use your loan for renovations, debt consolidation, a vacation, or just about anything you choose to spend it on. What your loan is for has no bearing on whether or not your loan will be accepted.

Yes, even with extremely bad credit, you can qualify for a loan if you own a vehicle that is less than eight years old. Our loans are secured by the value of the borrower’s vehicle, so credit rating is virtually irrelevant.

Yes, you can qualify even with a bankruptcy on your record. Our loans are approved based on the value of your vehicle, not on your credit rating. If you have a car that is less than 8 years old you can be approved no matter what your credit rating is.

No, we provide loans based on assets not on credit.

Yes, at BHM Financial Group, we keep your information safe and confidential. We have new technology systems in place to protect the security and privacy of your personal information.

Yes, you can track your profile online. Just ask your loan officers for easy and secure access.

No, We do no charge for loan application.

Yes, early payout will help you save on the interest. Just contact our office and we will assist you!

In order to qualify, your car must be completely paid for Be insured, including collision and comprehensive coverage Have a clear title (not leased and no outstanding loans on it) Be less than eight years old

Our loans are flexible and made to suit almost any budget. You can choose to pay your loan in monthly installments for a period of 1 to 4 years.

No, your car remains in your name and in your possession for the duration of the loan.