Need a Quick and Easy Bad Credit Loans?
We Offer Short and Long-Term Loans
LOANS FOR PEOPLE WITH
NO CREDIT
No matter what your credit score is, we are here to help you!
Whether your credit is good or bad, or you have experienced bankruptcy, we are here to help you with a loan
We have helped over 50,000 Canadians!
How It Works
Get Approved Instantly
Fill in the online application form & receive an immediate online approval with your loan amount & monthly payments.
Submit Required Documents
2 photo IDs – Proof of income & residence – Photos of your vehicle – Proof of vehicle insurance & ownership – Void check – 5 References.
Funds in Less than 24 Hours
As soon as you submit your documents, your loan amount will be wired into your bank account within less than 24 hours.
How it works
Get Approved Instantly
Fill out the online application & receive an immediate approval which will include your loan amount and monthly payments.
Submit Required Documents
2 photo IDs – Proof of income & residence – Photos of your vehicle – Proof of vehicle insurance & ownership – Void check.
Funds in Less than 24 Hours
As soon as you submit your documents and sign your contract, your loan amount will be wired into your bank account within less than 24 hours.Loan requirements
Bad Credit Loans in Canada
Are you out of work? Have you been laid off? Are you feeling overwhelmed by the mounting bills? BHM Financial believes in life after bad credit. That’s why we’re passionate about providing No credit loans in Canada. If you have Bad credit and need a loan, we’ll give you up to $50,000 based on your asset -regardless of what’s on your credit report! BHM Financial is here to help YOU.
Are You Struggling to Get Approved for a Loan?
Are you struggling to get approved for a loan due to bad credit or past bankruptcy? You’re not alone — and the good news is, BHM Financial Group can help. We specialize in bad credit loans, no credit loans, and bankruptcy loans, providing fast and secure solutions as direct lenders.
We Don’t Judge You By Your Past
At BHM Financial Group, we treat every client with the respect they deserve. Even if your credit score is low, we believe your past shouldn’t define your future. Unlike traditional banks that often deny applicants with poor credit histories, we never assess your application based on your credit score alone.
Instead, we look at your current earnings and repayment ability, allowing us to offer you a loan you can realistically manage — helping you rebuild your financial life.
What Are Bad Credit Loans?
So, what exactly are bad credit loans? In simple terms, these are loans specifically designed for individuals who may have poor or limited credit history. When traditional lenders shut the door, these types of loans can serve as a financial lifeline.
They are tailored to meet your current financial situation and often come with flexible requirements, making it easier for you to get approved.
How Do Bad Credit Loans Work?
At BHM, we take a practical approach to lending:
- We review your income, not your credit score
- We offer loan amounts that align with your budget
- We help set up a realistic repayment plan
As a result, you’re more likely to make payments on time, which can gradually improve your credit score and increase your future financial options.
Flexible Repayment That Fits Your Life
We understand life doesn’t stop because you’re repaying a loan. That’s why we provide customized repayment plans that fit your lifestyle. Our goal isn’t just to lend money — it’s to set you up for long-term success.
Paying on time can also help you rebuild your credit score, making it easier to qualify for future essentials like rentals, mortgages, or even job offers.
More Than Just a Lender — We’re Your Financial Ally
Our loan specialists don’t just process your application. They take the time to explain your options, give you real financial advice, and guide you toward responsible borrowing.
We want to help you not only today — but also in the future.
Fast Processing. No Middlemen. Same-Day Funding.
As a direct lender, BHM Financial Group handles your application in-house. This means no third-party delays, no added fees, and a faster approval process. In fact, most of our clients receive their funds within one business day.
Ready to Apply for a Bad Credit Loan?
If you’re facing financial difficulties due to bad credit or bankruptcy, don’t wait. Let BHM Financial Group help you take back control.
Contact us today to learn how much you can borrow and what your repayment plan could look like — even if other lenders have said no.
Serving All Canadian Provinces
Frequently asked questions
No, we are independent, licenced private and direct lenders.
Yes, we require your bank account to process your monthly payments.
Yes, you are eligible for an asset based loan, like a car loan or mortgage.
You will get your funds wired directly into your bank account. It may take as little as 2 minutes, with a maximum of 48 hours.
If you miss a payment, contact our accounting department and they will help you arrange payment.
Yes, even with extremely bad credit, you can qualify for a loan if you own a vehicle that is less than eight years old. Our loans are secured by the value of the borrower’s vehicle, so credit rating is virtually irrelevant.
Yes, you can qualify even with a bankruptcy on your record. Our loans are approved based on the value of your vehicle, not on your credit rating. If you have a car that is less than 8 years old you can be approved no matter what your credit rating is.
No, we provide loans based on assets not on credit.
Yes, at BHM Financial Group, we keep your information safe and confidential. We have new technology systems in place to protect the security and privacy of your personal information.
Yes, you can track your profile online. Just ask your loan officers for easy and secure access.
No, We do no charge for loan application.
Yes, early payout will help you save on the interest. Just contact our office and we will assist you!
In order to qualify, your car must be completely paid for Be insured, including collision and comprehensive coverage Have a clear title (not leased and no outstanding loans on it) Be less than eight years old
Our loans are flexible and made to suit almost any budget. You can choose to pay your loan in monthly installments for a period of 1 to 4 years.
No, your car remains in your name and in your possession for the duration of the loan.
