Consolidation Loans For Bad Credit

Debt Consolidation Loans

Struggling with multiple debts and a poor credit score? At BHM Financial, we understand that traditional unsecured Debt Consolidation Loans may not be accessible to everyone. That’s why we offer asset-based loans that serve the same purpose, helping you consolidate your debts into a single, manageable payment.

If you have many debts and payments scheduled each month, an asset based loan will make your debts easier to manage..

BHM Financial Group has been providing loans to Canadians since 2005. We have helped thousands of customers get back on their feet financially by providing them with a debt consolidation loan. BHM Financial will approve your application even if you have bad credit because. We lend based on your asset not on your credit. BHM Financial will approve your loan application when banks don’t and have the lowest interest rate in our market.

How it works

Our loans are secured against your assets such as a fully paid vehicle or property, allowing us to provide funding even if you have bad credit. Once approved, you have the flexibility to

  • Directly manage your debt payments: Use the funds to pay off your creditors yourself.
  • Authorize us to pay your creditors: We can disburse the funds directly to your creditors on your behalf.

This approach empowers you to take control of your financial situation, reducing the stress of multiple payments and potentially lowering your overall interest rates.

Don't wait any longer - apply now and take the first step towards a debt-free future!

Documents required

Am i eligible for a loan?

You are eligible to receive a title loan from us if you meet the following, simple criteria:
  • Your car is less than 8 years old.
  • Your car is fully paid for.
  • Your car has a clear title (not leased and no outstanding loans on it).
  • Your car is insured, including collision and comprehensive coverage.
  • You have a steady income.

What documents do i need to provide?

When applying for a title loan from us, you’ll be asked to scan and email (or fax) the following documents:
  • Two pieces of photo ID (license and health card)
  • Proof of income
  • Proof of residence (rental agreement, mortgage or tax bill)
  • Photos of exterior and interior of the vehicle
  • Clear photo of the vehicle’s odometer
  • Proof of vehicle insurance
  • Proof of ownership of vehicle
  • Void check
  • Five References
debt consolidation

Consolidation Loan in Canada

Get matched to an BHM-approved lender and find the best loans to start and grow your small business.

Consolidate Your Debt and Say Goodbye to High Interest Rates

Taking out a loan with BHM can actually help you reduce your overall debt quicker. By consolidating your debt into one payment, you will reduce your overall monthly payments and the total of interest. This can help you finish paying off your debt quicker and get back to living your life.

BHM Financial has helped thousands of Canadians get out of debt fast. Banks are your friend when you’re paying. When you hit hard times, however, the bank isn’t quite so friendly anymore. If you are in need of funds, bad credit will certainly be a road block for you at a traditional bank. BHM can help you get the cash you need to help you pay off your debts and void declaring bankruptcy.

Own any of these assets?

You could get Consolidation Loan Even with Bad Credit

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Any vehicle

Vector image of a trailer accepted as collateral for car repair loan

Mobile Home

Illustration of a blue home accepted as loan security for car repair financing

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