Title Loans in Canada

What is a Title Loan ?

A title loan is a short-term secured loan where your vehicle’s title is used as collateral. You keep driving your Vehicle while accessing up to $50,000 in funding. At BHM Financial, we offer title loans across Canada, even if you have bad credit or no income source.

At BHM Financial, we offer a wide range of title loans to suit different needs and assets. Whether you own a car, truck, RV, tractor, boat, trailer, or even a horse trailer, you can use the title of your movable asset to secure fast funding. Our flexible title loan options allow you to borrow against the value of your asset while continuing to use it, making it a convenient and accessible solution especially for those with bad credit or non-traditional income sources. We also offer fast cash loans, no credit check loans, and same day loans, giving you flexible access to funds with high approval rates. Whether you’re searching for car title loans, bad credit title loans, or quick secured loans, BHM Financial has a trusted solution tailored for you.

How Our Title Loans Work

Apply online in minutes
Submit basic documents
Get approved the same door next day
Recieve funds and keep your car.

The loan amount for a title loan will generally range from $1,000 to $50,000 with a term ranging from 2-5 years. At BHM Financial Group, you could get the cash you need the very same day thanks to our simple & easy title loans process. Once you submit your application online you should receive a preliminary approval within 15 minutes.

Loan Terms & Repayment Details

At BHM Financial, we offer flexible repayment plans to make your loan experience as smooth as possible

Loan terms : Minimum 1 year, up to 5 years
Annual Percentage Rate (APR): 31% annually
Repayment Options : Monthly instalments through pre-authorized debit payments

Types of Title Loans Available at BHM Financial

Vehicle & Asset Eligibility Requirements

To ensure fast approval and secure lending, your asset must meet the following criteria depending on the type of loan you’re applying for

Car Title Loan Requirements

Fully paid off (no liens or existing loans)
8 years old or newer
Must have reasonable and acceptable equity
Solely Owned and registered in the applicant’s name
Fully registered and Insured

Travel Trailer & Motor Home (Any Moveable Assets)

Fully Paid Off
8 years old or newer
Must have reasonable and acceptable equity
Solely owned and registered in the applicant’s name

Mobile Home Title Loan Requirements

Fully Paid Off
Sole ownership and registration under the applicant’s name
Fully Registered and insured

First Mortgage Title Loan Requirements

No existing mortgage, must be fully paid off with 100% home equity
Sufficient home equity to support a new mortgage
Owned and registered in applicant’s name
Fully insured property

Second Mortgage Title Loan Requirements

No existing Second mortgage
Sufficient equity in the home
Sole ownership and registration in the applicant’s name
Property must be fully insured

Serving Canadians for over 16 years

If you facing an emergency medical issue, essential home repairs, or need access to Quick cash to fulfil an unexpected financial need, using your vehicle as collateral might be the right move for you.

What Are the Benefits of a Title Loan?

Get same day cash.
Easy process with Instant approval
Flexible repayment options
All credit types accepted.
Get your money in an hour or less!
Friendly customer service
You get to keep driving your car even after accepting a loan.

title loans work by letting you borrow against your Vehicle, so you will need equity in your Vehicle to fund the loan.

Why Choose BHM Financial for Title Loans?

Borrow $1,000 to $50,000
No credit check required
Same day or next day funding
you keep your vehicle
Accept bad credit
Transparent process with no hidden fees

Title Loans For Bad Credit

Lenders who provide title loans base the approval on the value of the vehicle and not on the borrower’s credit rating. Thus making auto title loans a great alternative for people who were denied by the bank due to negative credit rating.

BHM Financial Group is a direct lender providing loans to thousands of Canadians across Canada since 2005. We are one of the leading lenders in the Vehicle title loan industry and approve a whopping 98% of our applications. BHM Financial will approve your loan application when banks don’t and we have the lowest interest rate in our market.

Get instantly approved now using our simple online application.

We offer Online Title Loans to vehicle owners across Canada. You can borrow up to $50,000 using your car, truck, trailer, mobile home as collateral while you keep driving it.

Our company follows local rules & regulation for each province. Code of Policy/Practice on responsible lending in accordance with the PPSA personal property securities act of Quebec, Saskatchewan, Manitoba, New Brunswick, Alberta, Ontario, British Columbia, Nova Scotia, Newfoundland & Labrador, Prince Edward Island.