Buying a condo or home is a much better decision than renting. If you have a down payment saved up and you’re currently employed, then you will likely qualify for a mortgage. Buying a home is something that you will want to consider. Being a homeowner comes with a lot of responsibilities but the benefits …
When tackling a huge undertaking, the best approach is to break it down into smaller, manageable tasks and tackle them one by one. By focusing on each step individually, the massive challenge becomes less intimidating and much more achievable. Breaking Down the Huge Undertaking of Finding a Bad Credit Home Loan This principle applies perfectly …
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Have you been postponing to own a house? Your concerns about the price of a home in Canada are valid. In 2021, house prices started skyrocketing amid the pandemic, instilling panic among potential homeowners. Statistics reveal that Canadians witnessed a 26.6% rise in the House Price Index during that time – the highest ever recorded. …
How Do I Qualify for a Loan? If you want to find out how to qualify for a loan, you’ll first want to understand a little bit more about each of the different types of loans you can get. The qualification process can vary by type of loan. If you’re looking to get a loan …
Why This is the Right Time to Buy a House? This is the Right Time to Buy a House. If there is one thing that will drastically cool a fire-hot housing market. It is a global pandemic. Residential prices in areas within Montreal, Toronto and Calgary are reportedly showing the greatest drop of the last …
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Smart Ways To Cut Down Credit Card Debt Getting stuck in a vicious debt cycle can be tough. Here are some smart ways to cut down credit card debts. Credit card debt is one of the highest and most stressful burdens that someone carries on their shoulders. The average person has a credit card balance …
Many low- and middle-income households definitely see mobile homes as an affordable alternative in today’s economy where the regular housing costs are increasing way more than people’s incomes.
Air BnB may be the answer to all your problems In a big city like Montreal, it can be difficult to keep your head above water. If you are a homeowner, however, you are already ahead of the game. Sometimes it seems like this type of asset is more of a burden than anything else, …
New lending rules to pose challenges to first-time home buyers The decision by federal government to tighten mortgage lending rules will have a direct impact on first-time home buyers in Ottawa, Canada. The new lending rules will set a limit on the amount that many Canadians can borrow to ensure that they can be able …
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Are you spending too much on home renovations? Home renovation exercises have always become a challenge to many homeowners due to poor prior planning. As a result, they end up spending a lot of money due to the high associated costs of home renovations. If you are planning to give your home a new look …
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